Capital Management Group has always valued the trust our customers have placed in us, and we are committed to the responsible management, use, and protection of our customers’ personal information.  We are proud of our privacy and confidentiality practices, and we want you to know how we protect your information.  Please take a moment to review our Privacy Policy, as described below

 Gathering Information

We treat the information we gather about you in a confidential manner.  Capital Management Group collects information about you to help us serve your financial needs, administer and update accounts, reduce fraud and other risks, provide customer service, offer new products or services, and fulfill legal and regulatory requirements.  Any collection of personal information is to support our normal business operations and service your account.

In order to service your account, Capital Management Group may collect nonpublic personal, financial and health information from the following sources. 

*   Information on applications and related forms, or provided by you in person or over the phone, name, address, social security number, marital status, assets and income, and medical information if applying for insurance.

*    Information collected from your browser, when you visit our website and your browser interacts with us.

*    Information regarding your transactions with our affiliates, others, or us such as products or services purchased, account balances and payment history.

*    Information from your employer, association, benefit plan sponsor, consumer reporting agencies, or other institutions where you conduct financial transactions, such as name, address, social security number, assets and income.

 Sharing Information

Capital Management Group does not disclose any nonpublic personal information about you to anyone, except as permitted or required by law.  However, in the course of servicing your account, we may share previously described information about our customers with other service providers such as insurance companies, mutual fund companies, affiliated advisors, affiliate broker – dealers, banks, investment firms, or technical application providers, as needed, to effect transactions, provide account maintenance or customer service to your account.  We may also disclose your information to other organizations as permitted by law such as government agencies and law – enforcement officials (for example, for tax reporting, or under court order), or to other organizations and individuals with your consent (for example, to your attorney or tax professional). 

 Safeguarding Privacy

Capital Management Group maintains physical, electronic, and procedural safeguards to guard your nonpublic personal information, to ensure that we are complying with our own policy, industry practices, and federal regulations.  We emphasize the importance of information security through this Privacy Policy, and the contracts and agreements that we sign with external suppliers and partners.  We safeguard information regularly assessing security standards and procedures to protect against unauthorized access to personal information.  Should you ever decide to terminate your relationship with us, you can be assured that your information will continue to be treated according to the privacy policies and practices as described in this notice.

Note:  Capital Management Group reserves the right to change this Privacy Policy at any time, without notice.  Capital Management Group will notify customers of any modifications on an annual basis.  If Capital Management Group changes its policy to offer non – public personal information to non – affiliated third parties other than for the reasons mentioned above, Capital Management Group will provide its customers with an option to exclude their data from inclusion in this information sharing program.

 Legal Disclosure for Website

The website and its content are for informational and educational purposes only.  You alone need to evaluate the merits and risks associated with the use of the website.  Although the website may provide information relating to approaches to investing or types of securities and investments you might buy or sell, no information available through the website is intended or should be construed as an investment recommendation or endorsement from Capital Management Group, LLC.  Nothing on the website constitutes legal or investment advice.  You agree not to hold Capital Management Group, LLC liable for any possible claim for any damages arising from any decision you make based on such information.

Different types of investments involve varying degrees of risk, an there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio.  No client or prospective client should assume that that any information presented and/or made available on this website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.

Past performance may not be indicative of future results.  Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by the adviser), or products made reference to directly or indirectly on this website, or indirectly via link to any unaffiliated third –party website, will be profitable or equal to corresponding indicated performance levels.

 USA PATRIOT ACT Disclosure

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, all financial institutions are required by law to obtain, verify and record information that identifies each individual or entity that opens an account.  What this means for you:  When you open an account, we will ask for your name, address, taxpayer or other government identification number and other information, such as date of birth for individuals, that will allow for us to identify you.  We may also ask to see identification documents such as a driver’s license, passport or documents showing the existence of the entity.